Blockstream
Isometric cutaway of a bank vault holding a bitcoin coin, stacks of coins and a balance scale, with an open ledger.Isometric cutaway of a bank vault holding a bitcoin coin, stacks of coins and a balance scale, with an open ledger.Isometric cutaway of a bank vault holding a bitcoin coin, stacks of coins and a balance scale, with an open ledger.
BITCOIN-BACKED LENDING

Private, verifiable, bitcoin-backed lending.

Lend and borrow against bitcoin, with continuous verification, confidential transactions, and two-minute settlement.

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Isometric round vault split into compartments of bitcoin coins around a central bitcoin, linked to three blue nodes.
The problem

Bitcoin-backed lending needs better infrastructure.

Bitcoin is pristine financial collateral, and demand is growing. Today, borrowers face a trade-off between fast, automated lending with greater risk and traditional facilities with slow, manual processes. Lenders lack the visibility and independent verification needed to assess pledged bitcoin with confidence.


Financial institutions need:

Greater access to liquidity

Confidence in collateral

Flexibility to manage risk

Privacy with shared visibility

Faster, more efficient operations

The solution

Unlock more with bitcoin-backed lending.

Isometric balance scale weighing stacks of bitcoin coins, with a contract and a magnifying glass at its base.
For lenders

Lend with confidence and control.

Verify collateral independently.

Confirm reserve backing and account-level collateral allocation without relying solely on custodian attestations.

Expand lending relationships.

Work with borrowers and custodians beyond your existing relationships.

Monitor collateral continuously.

Maintain visibility into pledged positions through confidential, permissioned access.

Isometric round vault split into compartments of bitcoin coins around a central bitcoin, linked to three blue nodes.
For borrowers

Unlock more opportunities with your bitcoin.

Access multiple lenders.

Use one pool of bitcoin collateral across multiple independent lending facilities.

Manage collateral flexibly.

Add, redeem, or pledge uncommitted collateral, and manage lending facilities independently.

Move collateral faster.

Settle in minutes and transfer 24/7.

Isometric cutaway of a factory where a robotic arm assembles bitcoin-backed products on a production line.
For custodians & financial institutions

Build scalable bitcoin-backed financial products.

Enable real-time visibility.

Share a common ledger for 24/7 on-chain collateral monitoring.

Simplify operations.

Reduce manual reconciliation, repeated verification, and coordination across counterparties.

Maintain confidentiality.

Share loan information selectively with authorized counterparties without exposing sensitive positions.

Enforce collateral policies.

Define eligibility, transfer restrictions, and permitted counterparties at the asset level.

Reduce counterparty risk.

Monitor collateral positions in real time, and leverage bitcoin's liquidity for faster liquidation during market volatility to limit potential losses.

Why choose Blockstream?

Large isometric bitcoin symbol on a stepped plinth with coins around it.
Strong foundation.
Blockstream was founded by Dr. Adam Back, inventor of Hashcash, the proof-of-work scheme cited in the bitcoin whitepaper.
Large isometric bitcoin symbol on a stepped plinth with coins around it.
Research with deep roots.
Blockstream Research contributed to Taproot, libsecp256k1, and post-quantum solutions alongside the wider open-source community.
Operating history.
We’ve been building on bitcoin since 2014.
Engineering depth.
Renowned software engineering specializing in bitcoin, cryptography, and smart contracts.
Bitcoin-first innovation.
We’re key contributors to bitcoin, enhancing its security, privacy, and efficiency for over a decade.

Ready to unlock bitcoin-backed lending?

Explore what’s possible with bitcoin-backed lending.

Talk to our team